California residents CCPA Regulations: https://www.oag.ca.gov/privacy/ccpa (Hallmark Home Mortgage, LLC is not licensed in the state of California)
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is: Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20006; and Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
California residents CCPA Regulations: https://www.oag.ca.gov/privacy/ccpa (Hallmark Home Mortgage, LLC is not licensed in the state of California)
Colorado Mortgage Company Registration regulated by the Division of Real Estate Hallmark Home Mortgage, LLC, NMLS ID 53441, 260.469.0900
Florida Mortgage Lender Servicer License, License # MLD1698
Georgia Mortgage Lenders License, License# 53441
Illinois Residential Mortgage Licensee, License # MB.6761382
STATE OF ILLINOIS
COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.
Illinois Department of Financial and Professional Regulation (IDFPR)
555 West Monroe Street, 5th Floor, Chicago, Illinois 60661
1-800-560-6420
Indiana DFI First Lien Mortgage Lending License
Iowa License: 2023-0044
Kansas Mortgage Company License
Kentucky Mortgage Company License. Loans in Kentucky will not be made for less than $15,001.
Michigan 1st Mortgage Broker/Lender/Servicer Registrant # FR0021336
Michigan 2nd Mortgage Broker/Lender Registrant, License # SR0023367
Minnesota Residential Mortgage Originator License, License #MN-MO-53441
Minnesota Residential Mortgage Servicer License, License # MN-MS-53441
This is not an offer to enter into a rate lock-in agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. Final qualification or approval is not guaranteed and may be subject to additional review.
Missouri Residential Mortgage Loan Broker
Mortgage Lender License, License # L-183095, L-183095-102, L-183095-103, L-183095-104
Oklahoma License: ML015866
https://law.justia.com/codes/oklahoma/2020/title-14a/section-14a-3-312/
South Carolina Mortgage Lender
Tennessee Mortgage License #181939
Texas – SML Mortgage Banker Registration
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR LICENSED MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEB SITE LOCATED AT http://www.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
DISCLOSURE STATEMENT
Pursuant to Texas Finance Code Chapter 158.101, a registrant shall provide to the borrower of each residential mortgage loan the following notice not later than the 30th day after the registrant commences servicing the loan:
“COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 North Lamar, Suite 201, Austin, Texas 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT (877) 276-5550” Department of Savings & Mortgage Lending TEXAS
Wisconsin Mortgage Banker License, License # 53441BA
Hallmark Home Mortgage, LLC is a licensed mortgage lender and servicer. We are not licensed to originate or service loans in the following States: Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Hawaii, Idaho, Maine, Maryland, Massachusetts, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Rhode Island, South Dakota, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming. Not all offices are licensed in all States.
Blog Posts
The information in blog posts should not be used as a substitute for professional advice. The purpose of blog posts is to provide opinions and general guidance on certain matters related to mortgages. The reader accepts full responsibility for use of the information contained herein.
Calculators
Payment calculations may not reflect the total cost of homeownership and are for examples purposes only. Actual amounts and interest rates may vary.
Reviews
Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Home Mortgage, LLC prior to publication in accordance with our guidelines. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Home Mortgage, LLC advertising.
Transparency In Coverage - Machine Readable File Guidance
Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Hallmark Home Mortgage, LLC. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com
Required EEOC Posting
You can view the EEOC poster by visiting this link.
Important Notice:
COMPLAINT AND LICENSING INFO
Corporate NMLS:53441 | NMLS Consumer Access
Security & Privacy | Disclosures and Licenses
Hallmark Home Mortgage, LLC (NMLS # 53441) is an Equal Housing Lender. Hallmark Home Mortgage is not endorsed by any government agency. Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Mortgage LLC prior to publication in accordance with our guidelines. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Mortgage LLC advertising. Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: https://www.hallmarkhomemortgage.com/disclosures for complete licensing information. Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Hallmark Home Mortgage. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com
